Legal Document

jay99 Terms and Conditions

Please read these terms carefully before using our platform. They form a legally binding agreement between you and jay99.

Last Updated: 2026 Applicable in English For Ages 21+ Only
These terms apply to all services on the jay99 platform. By opening an account or using any service on jay99, you are considered to have fully agreed to these terms.

1 General Provisions


jay99 is an online gaming platform that offers slots, live casino, cricket betting, fishing games, and many other forms of gaming entertainment for users in Bangladesh.

These Terms and Conditions ("Terms") form a legal agreement between jay99 and the registered user ("you" or "member"). By accessing the platform, creating an account, or using any service, you acknowledge your obligation to comply with these Terms.

jay99's Privacy Policy and Responsible Gaming guidelines are considered an integral part of these Terms. In the event of a conflict with these Terms, this document shall always take precedence.

2 Eligibility & Age Verification


The following eligibility requirements must be met to use jay99's services:

  • You must be 21 years of age or older. This platform is operated exclusively for users aged 21 and above.
  • You must use the gaming services of your own free will and for entertainment purposes.
  • All information provided at the time of account registration must be completely accurate and truthful.
  • If there is any legal restriction preventing you from receiving services, you may not use jay99's services.
Age Verification: jay99 may request identity documents or proof of age at any time. If documents are not submitted or proof of age is found to be inadequate, the account will be suspended immediately.

3 Account Registration & Management


3.1 Account Creation Rules

Each individual may open only one account on jay99. If a single person holds multiple accounts, it will be treated as fraud and all accounts may be closed with balances forfeited.

3.2 Accuracy of Account Information

You must provide your full name, date of birth, mobile number, and other details accurately at the time of registration. Providing incorrect information is a direct violation of these Terms.

3.3 Password & Account Security

You are solely responsible for keeping your account password and login credentials confidential. If you suspect unauthorized access to your account, notify jay99 support immediately. jay99 is not responsible for any losses resulting from third-party use.

4 Deposits & Payment Methods


Popular mobile banking and banking services available in Bangladesh can be used to deposit funds into jay99. Accepted methods are:

  • bKash — Mobile financial service
  • Nagad — Mobile financial service
  • Rocket — Mobile financial service
  • Upay — Mobile financial service
  • Bank Transfer — Major Bangladeshi commercial banks including Dutch-Bangla Bank, BRAC Bank, and Islami Bank
The minimum deposit amount for each method is ৳500. All transactions are processed in Bangladeshi Taka (BDT).

Deposits are generally credited to the account instantly. If there is a delay due to technical reasons, please contact the support team. jay99 reserves the right to reject deposits made from third-party names or unauthorized sources.

5 Withdrawal Policy


5.1 Minimum Withdrawal

The minimum withdrawal amount is ৳1,000. Withdrawal requests below this amount will not be processed.

5.2 Processing Time

Approved withdrawals are generally sent within 1 hour. Withdrawal funds will be returned via the same method used for the deposit.

5.3 Verification Process

jay99 may request documents for identity verification before processing any withdrawal request. Withdrawals may be put on hold until identity is confirmed. This is necessary to protect the funds of all members.

5.4 Refund Policy

If funds deposited into an account need to be returned for a valid reason, they will be sent only through the original deposit method and up to the original amount.

6 Bonuses & Promotional Offers


jay99 provides bonuses and promotional offers to members from time to time. The following conditions apply when accepting these offers:

6.1 Welcome Bonus

New members can receive a 200% bonus on their first deposit, up to ৳5,000. For example:

  • Deposit ৳1,000 and receive a ৳2,000 bonus — total balance ৳3,000
  • Deposit ৳6,000 or more and receive the maximum ৳5,000 bonus — total balance ৳11,000

6.2 Bonus Misuse

Creating multiple accounts, providing false information, or conducting suspicious transactions with the intent to misuse bonuses will result in the bonus being cancelled and the account being suspended.

6.3 Bonus Expiry

Each bonus offer has a specific validity period and conditions that will be communicated at the time the offer is made. Unused bonuses will be automatically cancelled after the expiry date.

7 Wagering Requirements


A specified amount must be wagered before bonus funds can be withdrawn. This condition is referred to as the wagering requirement.

Wagering Calculation: For the welcome bonus, the wagering requirement is the bonus amount × 20 times (applied to the bonus amount only, not the deposit). Example: ৳2,000 bonus × 20 = ৳40,000 wagered, after which the winnings from the bonus can be withdrawn.

Bets across all game categories can be placed to meet the wagering requirement. However, some games or bet types may contribute at different rates toward the wagering calculation. Always read the specific terms provided with each bonus offer.

8 Game Rules


Every game on jay99 is operated through third-party software providers (such as Pragmatic Play, Evolution Gaming, NetEnt, Microgaming, PG Soft, JILI, Spribe, Ezugi, and others). These games use Random Number Generator (RNG) technology to ensure fair outcomes.

  • Each game has its own rules, which are displayed within the game itself.
  • If any round remains incomplete due to a technical error, jay99 will investigate and make a decision.
  • jay99 is not responsible for interruptions or disruptions to game services.
  • jay99 is not obligated to compensate for losses caused by software or server issues.

9 Sports Betting Rules


jay99 allows betting on cricket (BPL, T20 World Cup, IPL, ICC tournaments), football (FIFA World Cup, international matches), kabaddi, and other sports.

9.1 Betting Markets

Bets can be placed on various markets including match winner, total runs, and number of wickets. For example, you can bet on which team will win in an international match such as Bangladesh vs India in a cricket game.

9.2 Bet Cancellation Conditions

If an event is cancelled or postponed, the bet will be voided and the original stake will be refunded. However, if the event takes place within the rescheduled time, the bet will remain valid.

9.3 Suspicious Betting

If unusual betting patterns or activities related to match-fixing are suspected, jay99 reserves the right to cancel bets and investigate the account.

10 Responsible Gaming


jay99 firmly believes that gaming should be for entertainment purposes. We encourage members to play responsibly.

  • Set daily, weekly, or monthly deposit limits for yourself.
  • View gaming as entertainment rather than a source of income.
  • If you experience financial difficulties or feel you are losing control, contact support immediately.
  • Notify jay99 support to take advantage of temporary breaks or self-exclusion options.

For more details, visit our Responsible Gaming page.

11 Prohibited Activities


The following activities are strictly prohibited on jay99:

  • Creating multiple accounts or using a third party's account.
  • Registering using another person's identity or providing false information.
  • Deliberately and systematically exploiting the system to obtain bonuses.
  • Attempting to hack or manipulate the platform's software or algorithms.
  • Using jay99 as a channel for illegal funds (money laundering).
  • Threatening, harassing, or behaving inappropriately toward other users.
  • Using fraudulent payment methods or initiating chargeback processes.
  • Using automated software, bots, or scripts to play games.
Participation in any of the prohibited activities listed above will result in immediate account closure, possible forfeiture of all balances, and legal action where necessary.

12 Account Suspension & Closure


12.1 Closure by jay99

jay99 may suspend or close any account at any time without prior notice in the event of a Terms violation, suspicion of fraud, or the need for an investigation.

12.2 Closure by the Member

You may voluntarily close your account at any time. Before closing, you may withdraw any balance that is free of pending wagering requirements.

12.3 Inactive Accounts

For accounts that have been inactive for an extended period, jay99 will notify the member in advance before taking any action.

13 Privacy & Data Protection


jay99 places the highest importance on protecting members' personal information. All data is securely stored and transmitted using SSL encryption technology.

To learn how your personal information is collected, used, and protected, please read our Privacy Policy page in detail.

14 Limitation of Liability


jay99 is not responsible for the following:

  • If gaming is interrupted due to an internet connection failure.
  • If loss occurs due to a software error on a third-party game provider's end.
  • If account information falls into someone else's hands due to the user's own negligence.
  • If the service is disrupted due to reasons beyond our control (natural disasters, cyber attacks, etc.).
  • For any financial or psychological loss a user incurs from gaming.

jay99 always strives to ensure a safe and fair platform. For any technical issues, please contact the support team — we are always ready to help you find a solution.

15 Changes to Terms & Conditions


jay99 reserves the right to modify or update these terms and conditions at any time. Members will be notified in a timely manner of any important changes.

Continuing to use the platform after any changes will be considered acceptance of the new terms and conditions. Therefore, it is recommended to visit this page regularly.

16 Contact & Support


If you have any questions or concerns about these terms and conditions, please contact jay99's support team:

  • Live Chat: Active 24/7 — for immediate assistance at any time.
  • Email: [email protected] — for detailed complaints or formal correspondence.

Our support team provides assistance in both Bengali and English. The service operates according to Bangladesh Standard Time (BST, UTC+6).

These terms and conditions were last updated in 2026. Enjoy gaming at jay99 — responsibly.

jay99 is for those aged 21 and above only. Gaming can lead to financial loss — play responsibly.